Blog

Insights on pay by bank, clearing infrastructure, and programmable treasury.

Payment Links are live. Get paid instantly from anyone, with just a link.
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March 18, 2026

Payment Links are live. Get paid instantly from anyone, with just a link.

Quidkey Payment Links let businesses request instant Pay by Bank payments with a shareable link, real-time tracking, and no integration required.

Open Finance in the US Part 3: Building a Pay By Bank in the US
March 12, 2026

Open Finance in the US Part 3: Building a Pay By Bank in the US

Part 3 of our US open finance series explains what it actually takes to build Pay By Bank in the US, from ACH risk and reversals to cross-border acceptance.

Quidkey is Live on the Shopify App Store
March 10, 2026

Quidkey is Live on the Shopify App Store

Quidkey is now an approved Shopify payment partner. Add Pay by Bank to your checkout in a few clicks — lower fees, faster settlement, and one-click refunds.

Open Finance in the US: The Status of CFPB Rule 1033
March 5, 2026

Open Finance in the US: The Status of CFPB Rule 1033

The CFPB issued Rule 1033 to make consumer financial data access a legal right. Learn its current status and how Quidkey simplifies open finance.

We launched a new website in a day. Here's everything you need to know.
March 4, 2026

We launched a new website in a day. Here's everything you need to know.

How we built and shipped the new Quidkey website in a single day using Claude Code and Cursor — and how our team now maintains it directly from Slack.

Open Finance in the US: How User Control Over Financial Data Benefits Both Businesses and Consumers
February 26, 2026

Open Finance in the US: How User Control Over Financial Data Benefits Both Businesses and Consumers

Learn how open finance in the US works, how it differs from EU/UK open banking, and how Quidkey solves fragmentation for global A2A payments.

Pay by Bank Refunds at Quidkey: Everything You Need to Know
February 24, 2026

Pay by Bank Refunds at Quidkey: Everything You Need to Know

Quidkey launches Pay by Bank refunds for Shopify merchants. Issue instant refunds from a dedicated balance without manual bank transfers or extra steps.

Quidkey Achieves SOC 2 Type II Compliance, Strengthening Security for Global Payments
December 12, 2025

Quidkey Achieves SOC 2 Type II Compliance, Strengthening Security for Global Payments

Quidkey completes SOC 2 Type II audit by Sensiba LLP, validating enterprise-grade security for API-driven global payments infrastructure.

Quidkey: A Global Clearing House for Modern Payments
December 8, 2025

Quidkey: A Global Clearing House for Modern Payments

COO Bhavna Saraf explains how Quidkey uses APIs and AI to transform open banking into merchant-ready A2A payment solutions.

Quidkey Announces Strategic Partnership with Tryp.com to Power Next-Generation "Pay by Bank" Travel Payments
October 29, 2025

Quidkey Announces Strategic Partnership with Tryp.com to Power Next-Generation "Pay by Bank" Travel Payments

Quidkey and Tryp.com partner to deliver instant settlement and 3x lower payment costs for travel bookings using Pay by Bank.

Refunds, Rewards, and Real-Time Settlement: Unlocking Merchant Payments
October 26, 2025

Refunds, Rewards, and Real-Time Settlement: Unlocking Merchant Payments

Learn how Open Banking enables real-time settlement, seamless refunds, and loyalty rewards to improve merchant cash flow by 15-30%.

Quidkey and TransferMate Drive Down Card Costs for Merchants
October 14, 2025

Quidkey and TransferMate Drive Down Card Costs for Merchants

Quidkey partners with TransferMate to offer merchants a faster, cheaper alternative to card payments using global A2A infrastructure.

Pay by Bank: The Future of Payments
October 8, 2025

Pay by Bank: The Future of Payments

Pay by Bank lets customers pay directly from their bank. Lower fees, instant settlement, no chargebacks. Learn how it works globally.

Open Banking Payments in the UK
September 10, 2025

Open Banking Payments in the UK

Accept Open Banking payments in the UK with instant settlement, no chargebacks, and lower fees. Complete guide for UK merchants.

A2A Payments Explained: Why Traditional Payment Fees Hurt Merchants Profit Margins and How to Fix It
March 18, 2025

A2A Payments Explained: Why Traditional Payment Fees Hurt Merchants Profit Margins and How to Fix It

A2A payments offer 70% lower fees than cards, instant settlement, and zero chargebacks. Learn why UK merchants are switching.